Sunday, 26 February 2012

InPress... Revised finance

After meeting with the business manager at Natwest I decided to revise our figures to follow her advice and make them more accurate.
These are the differences I have made-

  • We are now using the city car club (car rental) instead of using Kirstys car.
  • We no longer need public liability insurance as we won't be hiring out our equipment.
  • We no longer need our own screen printing equipment as we will be using the colleges for the first year.
  • We need to pay to register as a limited company.
  • We are now hiring an accountant instead of using Sage One.
City car club: £60
Computer rental: £4,288.44
Paper, ink etc: £130.04
Adobe suite: £1,238.40
Business insurance: £30
Professional and product liability insurance: £100
Rent, including bills and internet: £3,420
Solicitor: £70
Computer repairs: £300
Furniture: £110

We got a quote from Nialls dads accountant and also asked him how much it would cost to register as a limited company. These figures don't include VAT, but as we will be VAT registered we would get this back anyway.
 
Accountant: £850
Register limited: £75


TOTAL: £10,671.88

yearly costings: £10671.88
estimated yearly turnover (based on first 12 months): £90671.88 (earning £20,000 each)
required monthly income: £7555.99

...meaning that collectively we would have to work 76 hrs per month at £100 per hour, which is 19 hours per week.

Charging £25 per hour as individuals we would have to work 302 hours per month between us- 76 hours per week. Which works out as... 19hours per week each.


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